How Do You Become a Home Inspector in Iowa?
Are you ready to lay the foundation of your own home inspection business? We’ve created a comprehensive guide to help you cement your new career as a home inspector in Iowa. Follow the steps below to learn more about home inspection courses (and why they’re necessary), taking the National Home Inspector Exam (NHIE), networking in your area, the home inspection insurance must-haves, and where to go from here.
Prerequisites:
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There are no national prerequisites (however, some home inspection firms might require a GED, insurance, a clean background check, etc.)
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Prepare for Your Career With Iowa’s State-Recognized Home Inspection Courses
While Iowa does not require a license to work as a home inspector, there are different types of inspections and business practices by which home inspectors must legally abide. Professional home inspection training from a reputable home inspection school is key to understanding those business practices as well as establishing yourself as a trusted expert. Many home inspection associations and industry professionals agree that this coursework is essential to setting yourself up for success from the start.
By taking the recommended courses, you’ll prepare to face the real-world challenges that licensed home inspectors typically encounter and master the topics found on the National Home Inspector Exam.
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Pass the National Home Inspector Exam
After completing your home inspector courses, the next step in establishing yourself as a trusted expert is passing the National Home Inspector Exam. The exam consists of 200 multiple choice questions (25 of which are not scored) covering three major domains, or sections, that every home inspector should know. Those domains are:
- Property and Building
Inspection/Site Review - Analysis of Findings and
Reporting - Professional Responsibilities
Test takers are given 4 hours to complete the exam, and each attempt costs roughly $225 (depending on your location). Due to the unignorable cost of taking the exam, we highly recommend taking an Exam Prep course to greatly increase your chances of passing on the first try. If an individual does not pass, they must wait 30 days before taking the exam again.
Fun Fact: Veterans taking the National Home Inspector Exam are eligible for reimbursement through the GI Bill. Those who choose to exercise this benefit must complete a VBA-22-0803-ARE and submit it with the receipt to the VA for reimbursement.
- Property and Building
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Conduct at Least 100 Home Inspections
Iowa requires that you participate in at least 100 home inspections in the field to gain the practical skills
you’ll need to perform your duties as licensed Iowa home inspector. Our instructors at AHIT will walk you
through the in-and-outs of how to conduct a proper home inspection. -
Become a Member of a National, Non-profit Home Inspection Association
To be a home inspector in Iowa, you must join and be a member in good standing with a national, non-profit home inspector association. This helps to ensure all home inspectors are operating by the same guidelines and procedures.
There are multiple national organizations you can join, including the American Society of Home Inspectors (ASHI) and the International Association of Certified Home Inspectors (InterNACHI).
There is another option to work directly under the supervision of a home inspector who is a member of a national home inspection association in good standing with the organization.
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Purchase General Liability Insurance and Errors and Omissions (E&O) Insurance
Iowa requires home inspectors to carry certain insurance policies for your home inspection business:
- Errors and omissions insurance for $100,000 per occurrence
- General liability insurance for $100,000 per occurrence
- $500,000 in the aggregate and deductibles of not more than $2,500
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Register Your Business or Join a Multi-Inspector Firm
After you’ve completed your AHIT Home Inspection Training and passed the NHIE, it’s time to get to work. You can choose to start your own home inspection business (either as a sole proprietor or LLC) and call a tax professional. Or, if you prefer to gain some experience and have a steady flow of leads first, you can look to join an established multi-inspector firm. Regardless, there’s no wrong path to success in the lucrative and exciting world of home inspection.
Quick Facts:
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Education isn’t legally required, but it’s highly recommended since inspectors are legally obliged to follow certain business practices.
- Veterans can be reimbursed for taking the National Home Inspector Exam.
- Each home inspection professional must have a general liability and errors and omissions insurance policy.
- Home inspectors can operate independently or join a home inspection firm.
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Learn more about how to become a home inspector, getting your home inspection certification, and the average home inspector salary.
Iowa Home Inspector License Requirements
Requirements to Become an Iowa Home Inspector
There are no current Iowa home inspector license requirements, however Iowa has statutes that govern home inspectors.
- Must be a member in good standing in a national, not-for-profit home inspection association or supervised by someone who is
- Inspections: At least 100 inspections; more inspections may be required
- Exam Required: NHIE
- Insurance Requirements: E&O and General Liability insurance, with coverage not less than $100,000 per occurrence, $500,000 aggregate, and a deductible of not more than $2,500
- Home Inspection License Expiration: N/A
Iowa Home Inspector Continuing Education Requirements
- National home inspector associations require continuing education